The two main types of spray foam suitable for roof voids are open-cell and closed-cell spray foam.
UK mortgage lenders are hesitant to lend on properties with spray foam roof insulation due to concerns about:
This can make it difficult for homeowners to sell or remortgage their properties.
Inspection Challenges
Lenders' surveyors may find it difficult to assess the condition of the roof timbers and overall roof structure when spray foam is present.
Uncertainty and Risk
The potential for long-term damage and the difficulty of assessing the situation can lead lenders to view the property as a higher risk.
Moisture and Ventilation
Spray foam can create a near-airtight seal, potentially trapping moisture and reducing ventilation in the roof space. This can lead to condensation, mould growth, and timber decay.
Address Concerns Early:
If considering a mortgage on a property with spray foam, be prepared to address any lender concerns and potentially remove the insulation.
Specialist Surveyors with expertise in cavity wall assessments.
Multi-award-winning PCA members , regulated by RICS.
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Tailored remedial solutions for long-term property protection.
If you suspect wall tie failure or structural movement, contact Olympic Construction Ltd for a professional wall tie inspection.Early detection and expert remediation ensure the stability and longevity of your
